The UK government has stepped up efforts to assist low-income households facing financial struggles. One major initiative was the £299 Cost of Living Payment, distributed in March 2025. For millions, this payment provided much-needed relief, covering essentials like food, rent, and energy bills.
However, with the cost of living still on the rise, many are wondering what comes next. This guide will break down the £299 payment, explain eligibility, discuss future government support, and share practical money-saving tips.
DWP £299 Payment
The £299 payment was part of a larger £900 financial support package issued over three installments in 2024–25. These payments aimed to help those on low incomes manage rising expenses.
| Aspect | Details |
|---|---|
| Payment Amount | £299 |
| Payment Date | March 6–22, 2025 |
| Total Support in 2024–25 | £900 (£301, £300, £299) |
| Eligibility Criteria | Must receive specific means-tested benefits |
| Covered Benefits | Universal Credit, JSA, ESA, Income Support, Pension Credit, Working/Child Tax Credit |
| Future Payments? | No new announcements, but Household Support Fund extended |
| More Information | Visit the official DWP website |
Purpose
These payments were introduced to help vulnerable households afford necessities such as groceries, utility bills, and housing costs. This was particularly crucial during winter, when heating expenses tend to surge.
Eligibility
To qualify for the £299 payment, recipients had to be receiving at least one of the following benefits during the designated qualifying period:
- Universal Credit
- Income-Based Jobseeker’s Allowance (JSA)
- Income-Related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Child Tax Credit
- Working Tax Credit
Missing Payments
If you believe you qualified but didn’t receive the payment, contact the DWP helpline at 0800 916 0651. Have your National Insurance number and benefit details ready.
Future
As of now, no additional Cost of Living Payments have been announced for 2025. However, other financial support options remain available.
Household Support Fund
The government extended the Household Support Fund (HSF) until April 2025, allocating an extra £500 million to local councils. This fund helps struggling households with cash grants, food vouchers, and energy bill assistance.
To apply, check your local council’s website. Eligibility criteria vary, but priority is given to those on benefits or facing financial hardship.
Checking
If you’re unsure about your eligibility for the £299 payment or other support, follow these steps:
- Verify Benefits – Log into your DWP account or check recent benefit statements.
- Check Qualifying Periods – The DWP website provides details on when you needed to be receiving benefits.
- Contact DWP – If you’re still uncertain, call the DWP helpline for clarification.
Managing
Government assistance is helpful, but managing rising costs requires a proactive approach. Here are some key strategies:
Maximize Benefits
You may qualify for extra help, such as:
- Warm Home Discount – Reduces energy bills for eligible households.
- Housing Benefit – Provides rent assistance.
- Council Tax Reduction – Lowers council tax for those on low incomes.
Check your eligibility for these benefits online.
Budgeting
A well-planned budget helps keep finances on track. Free tools like the MoneyHelper Budget Planner can assist in tracking income and expenses, highlighting areas to save.
Cutting Energy Costs
- Use energy-efficient appliances and LED bulbs.
- Apply for insulation grants through the Energy Company Obligation (ECO) scheme.
- Install a smart meter to monitor usage.
Charity Support
Charities like the Trussell Trust and Turn2us offer food banks, emergency financial support, and money advice.
Negotiating Bills
If you’re struggling with utility bills or rent, contact your provider. Many companies offer hardship funds or payment plans to help customers in need.
The £299 payment provided much-needed relief, but with no new cost-of-living payments announced, it’s important to look into all available support options. Whether through government schemes, budgeting strategies, or community aid, taking proactive steps can help manage financial pressures effectively.
FAQs
Who received the £299 payment?
Those on specific means-tested benefits like Universal Credit.
When was the £299 payment made?
Between March 6 and March 22, 2025.
Will there be more payments in 2025?
No further payments have been announced yet.
How can I apply for the Household Support Fund?
Contact your local council for application details.
What if I didn’t receive the £299 payment?
Call the DWP helpline at 0800 916 0651 for support.
