In 2025, Centrelink Family Tax Benefits (FTB) continue to provide crucial financial support to Australian families. These payments help parents and guardians manage the costs of raising children, reducing financial stress for millions of households.
The Family Tax Benefit is divided into two parts:
- FTB Part A – available to low- and middle-income families with dependent children.
- FTB Part B – designed for single parents or families where one parent earns significantly less than the other.
Knowing how FTB works can ensure you receive the support you qualify for. This guide covers eligibility, payment amounts, application processes, and more.
Family Tax Benefit 2025
| Feature | Details |
|---|---|
| Types of FTB | FTB Part A and FTB Part B |
| Eligibility Criteria | Based on income, number of children, family structure, and residency |
| Maximum Payments | FTB Part A: Up to $191/fortnight per child FTB Part B: Up to $180/fortnight for single parents |
| Payment Frequency | Fortnightly or lump sum (annually after July) |
| Income Thresholds | Varies by family size. Example: Families with one child can earn up to $58,000 and still qualify |
| Official Website | Centrelink Family Tax Benefit – Services Australia |
| Application Methods | Apply online via myGov, at Centrelink service centres, or by phone |
The Family Tax Benefit is a vital government initiative that helps parents, guardians, and carers manage the expenses of raising children.
What Is the Family Tax Benefit?
The Family Tax Benefit (FTB) is a government payment designed to assist with child-related costs. It is income-tested, meaning payments depend on your household’s earnings.
FTB is divided into two categories:
1. Family Tax Benefit Part A (FTB A)
- Available to low- and middle-income families with dependent children under 19 years old.
- Payment amounts depend on household income and the number of children.
- Families with lower incomes receive higher payments.
2. Family Tax Benefit Part B (FTB B)
- Provides extra support for single parents or families with one primary earner.
- Designed for families with children under 13 years old.
- Helps lower-income or stay-at-home parents manage child-related costs.
Eligibility
To qualify for FTB Part A, you must meet these requirements:
- Children’s Age: Your child must be under 19 years old and depend on you for financial support.
- Income Test: Your family’s income must be below the set threshold (e.g., $58,000 for one child).
- Residency: You must be an Australian resident or meet the required residency criteria.
- Care Responsibility: You must provide daily care, financial support, and supervision for your child.
FTB Part B Eligibility
To receive FTB Part B, you must meet these conditions:
- Child’s Age: Your child must be under 13 years old.
- Single Parent or Low-Income Family:
- Single parents automatically qualify.
- Couples can qualify if one parent earns significantly less than the other.
- Residency: You must be an Australian resident or meet specific residency requirements.
How Much Can You Receive?
| Number of Children | Maximum Payment (Fortnightly) |
|---|---|
| 1 Child | Up to $191 |
| 2+ Children | Higher rates apply |
Additional supplements may also be available for families meeting certain conditions.
FTB Part B Payments
| Family Type | Maximum Payment (Fortnightly) |
|---|---|
| Single Parent (Child under 5 years) | Up to $180 |
| Single Parent (Child 5–12 years) | Lower amount |
| Couple (Low-Income Earner) | Varies based on income |
These payments are made fortnightly, but some families opt for a lump sum payment after the financial year ends in July.
Family Tax Benefit Payment Dates
- Most families receive FTB payments every two weeks.
- Payment dates vary, so check the Centrelink payment schedule for details.
Lump Sum Payments
- If you choose an annual lump sum, it is paid in July after you lodge your tax return.
- This option suits families who prefer a larger single payment instead of fortnightly payments.
How to Apply
Before applying, you’ll need:
- Tax File Number (TFN)
- Proof of income (latest tax return, payslips)
- Bank account details (for payment deposits)
- Children’s information (birth certificates, school details)
Apply Online via myGov
- Log into myGov and link your Centrelink account.
- Complete the FTB application form.
Submit the Application
- Once completed, submit the form online via myGov.
- You can also apply in person at a Centrelink Service Centre or call Centrelink for assistance.
Wait for Processing
- Centrelink will assess your application and notify you of your eligibility.
- Processing can take several weeks, so check your myGov account for updates.
Affect Other Benefits
Receiving FTB payments may impact your eligibility for other government benefits, such as:
- Child Care Subsidy
- Parenting Payment
- JobSeeker Payment
If your household income increases, this may reduce your eligibility for other benefits. Always report income changes to Centrelink to avoid overpayments or underpayments.
Smooth Application Process
- Apply Early: Submitting your application as soon as possible ensures timely payments.
- Keep Records Updated: Report income, family structure, and address changes to Centrelink.
- Double-Check Details: Ensure all application information is correct to avoid delays.
- Use Online Tools: Centrelink’s online estimator can calculate your FTB eligibility before applying.
The Centrelink Family Tax Benefit provides essential financial support for Australian families. Whether you’re a single parent, couple, or non-parent carer, FTB can help ease the financial burden of raising children.
If you meet the eligibility criteria, apply through myGov, Centrelink, or by phone to maximize your benefits in 2025.
FAQs
Who qualifies for Family Tax Benefit?
Families with dependent children meeting income and residency requirements.
How often is Family Tax Benefit paid?
Payments are made fortnightly or as a lump sum after the financial year.
