The Canada Child Benefit (CCB) provides essential financial support to Canadian families, helping cover the costs of raising children. With the next payment scheduled for October 18, 2025, now is the perfect time to review who qualifies, how much you could receive, and what steps to take if you haven’t received your payment.
Overview
The CCB is a tax-free monthly payment for families with children under 18. The amount is based on household income, number of children, and their ages, with additional support for children with disabilities.
| Detail | Information |
|---|---|
| Next Payment Date | October 18, 2025 |
| Maximum Annual Benefit (per child) | $7,787 (under 6), $6,570 (6-17) |
| Income Threshold for Full Benefit | Under $36,502 annually |
| Additional Support for Disabled Children | Up to $3,322 annually |
| Tax Filing Requirement | Both parents must file taxes annually |
Eligibility
To qualify for the CCB, you must:
- Be a resident of Canada for tax purposes.
- Have a child under 18 years old.
- Be the primary caregiver responsible for the child’s upbringing.
- File annual tax returns for both parents, even if there is no income.
For example, a single parent living in Canada with a child under 18 who has filed taxes is likely eligible for the CCB.
Amount
The CCB payment depends on your Adjusted Family Net Income (AFNI). The benefit starts to reduce once your household income exceeds $36,502 annually. Here’s what you could receive:
| Age Group | Maximum Annual Benefit | Monthly Amount |
|---|---|---|
| Children under 6 | $7,787 | $648.91 |
| Children aged 6-17 | $6,570 | $547.50 |
For example, a family earning $40,000 annually with two children under six may receive close to the maximum amount, while a family earning $90,000 may receive a reduced benefit.
Families with children eligible for the disability tax credit can receive an additional $3,322 annually through the Child Disability Benefit.
Receiving
To ensure you receive your CCB payment, follow these steps:
- File taxes every year for both parents.
- Update your information with the CRA if you move, change family structure, or have a new child.
- Sign up for direct deposit through your bank or CRA’s My Account service for faster payments.
Payment
CCB payments are usually made on the 20th of each month, but for October 2025, it is scheduled for October 18. If you don’t receive your payment, check your CRA My Account, verify your information, and contact the CRA if needed.
The CCB offers critical financial support for Canadian families. Ensure you file your taxes on time, keep your information updated with the CRA, and check your payment status regularly to maximize your benefits.
FAQs
When is the next CCB payment in 2025?
The next CCB payment is scheduled for October 18, 2025.
Who is eligible for the CCB?
Canadian residents with children under 18 who file annual taxes.
How much CCB can I receive?
Up to $7,787 annually for children under 6 and $6,570 for ages 6-17.
What if I don’t receive my CCB payment?
Check CRA My Account, update your details, and contact the CRA if needed.
How do I apply for the CCB?
File your taxes annually and apply through CRA My Account if new.
